synchronybank.comSynchrony Bank High Interest Savings, CDs and Money Markets

main content Alert: Communication for customers impacted by the natural disasters. Learn More Our thoughts are with those affected by the natural disasters and we’re here to help. If you’re an impacted Synchrony Bank customer, we may be able to waive certain fees and charges within your account. If you need help with your account, call us at 1-844-426-9096 to speak with a Banker. In times like these, people come together to help those in need. At Synchrony, it’s our job not only to help our customers every day – but also when disasters like these strike. Close OPEN ACCOUNT SIGN IN HOME PRODUCTS Compare Products CDs Money Markets High Yield Savings IRA CDs IRA Money Markets ABOUT BLOG CONTACT US SEARCH Search Search OPEN ACCOUNT OPEN ACCOUNT SIGN IN Aim higher. Save smarter. 12-MONTH CD % APY* $2,000 minimum opening deposit OPEN ACCOUNT High Yield Savings (HYS) % APY* No minimum balance Earn interest and access cash via ATM, online and more. A NerdWallet Best Savings Account.* EXPLORE HIGH YIELD SAVINGS EXPLORE HYS Certificates of Deposit (CDs) Up to % APY* $2,000 minimum opening deposit Lock in your rate today and make your money work for you. EXPLORE CDS EXPLORE CDS Money Market Accounts (MMAs) % APY* No minimum balance Access cash and write checks while you earn interest. EXPLORE MONEY MARKETS EXPLORE MMA A bank that never closes. Whenever you need us, we’re always with you. Doing more for you—whether online or in the app—to keep you in control no matter what. Check balances, transfer funds, or deposit checks from virtually anywhere, 24/7. That’s the power of Synchrony Bank. That’s banking in sync with you. EXPLORE OUR MOBILE APP Source: Informa Research Services, Calabasas, CA. www.informars.com . Although the information has been obtained from the various institutions themselves, the accuracy cannot be guaranteed. Not your average bank. Expect more from Synchrony Bank. As one of the nation's top online banks, we help you save smarter with competitive savings rates, a convenient mobile app and highly rated customer service. It’s all backed by the safety of FDIC insurance. It’s banking in sync with you. Have questions? Reach out to us. If you’ve got questions, chat with our friendly Bankers who were rated #1 in satisfaction for three years in a row according to a study conducted by Chadwick Martin Bailey. We’re here to help. CONTACT US Are you a credit card customer? FIND YOUR CONTACT NUMBER Awards & recognition Named one of Forbes Best Online Banks of 2020 2020 Best Interest Rate with ATM access – High Yield Savings 2016 2017 2018 Best Savings Account 2017 2018 Best Savings Account 2018 Certificates of Deposit (Q1-2) 2017 View more awards What do our customers say? "We knew it was safe. We knew we could access it when we needed it. It had the highest interest rates. That’s why we chose it." – Mia N., High Yield Savings Account customer Tune in to hear more from Mia’s savings journey. × Security The security of your banking and financial information is critical to our mission to help you save smart every day. Here’s part of how we take care of your data: FDIC Membership Identity Theft protection Multi-factor authentication 128-bit high-encryption browsers Encrypted network Security monitoring Your deposit accounts are insured up to $250,000 per depositor, per insured bank, for each ownership category. Learn more about FDIC insurance . Just for banking with us, you get complimentary identity theft resolution services through CyberScout™ . If you need it, call us to help you get your life back to normal as quickly as possible. This technology gives us another way to verify your identity, helping to ensure that only you have access to your data and account information. Learn more about multi-factor authentication. To keep your information private, we require you to use a secure browser to access account details and make transactions. After you enter your information, our encrypted network shuttles data between our systems and our alliance systems. Protecting your financial transactions is of the highest importance to us. We monitor our devices 24 hours a day, 7 days a week, for your peace of mind. Money Matters Blog Explore a wealth of knowledge that can help you pursue your financial ambitions. SAVING & SPENDING 4 minutes Responding to a Pandemic: 4 Action Items for Uncertain Financial Times LIFE & HOME 6 minutes These 11 Self-Care Tips Can Boost Your Financial Happiness SAVING & SPENDING 4 minutes Coronavirus Has Changed How We Should Approach Saving SIGN IN OPEN ACCOUNT tag start-- tag end-- Company Company Synchrony Account Agreement Privacy Online Terms Sitemap tag start-- tag end-- Help & Tools Help & Tools Bank Forms ATM Finder Mobile App Frequently Asked Questions tag start-- tag end-- Contact Contact Chat with us: Available Not Available Routing: 021213591 *ANNUAL PERCENTAGE YIELD (APY): All APYs are accurate as of . APYs are subject to change at any time without notice. Offers apply to personal accounts only. Fees may reduce earnings. For Money Market and and High Yield Savings Accounts, the rate may change after the account is opened. For CDs, a minimum of $2,000 is required to open a CD and must be deposited in a single transaction. A penalty may be imposed for early withdrawals. After maturity, if you choose to roll over your CD, you will earn the base rate of interest in effect at that time. The maximum APY shown for CDs and IRA CDs is for a 60-month CD with a balance of at least $25,000. See all CD rates and terms offered here . *According to the Attitude & Usage Studies for 2017-2019 conducted by Chadwick Martin Bailey. Important Disclosures AWARDS: Bankrate Safe & Sound® 5-Star Rating earned for 2014 through 2018. NerdWallet: © 2016, 2017, 2018 and TM, NerdWallet, Inc. All Rights Reserved. FDIC INSURANCE: FDIC Insurance up to $250,000 per depositor, per insured bank, for each ownership category. NATIONAL AVERAGE: National Average APYs are based on specific product types of top 50 U.S. banks (ranked by total deposits) provided by Informa Research Services, Inc. as of 03/02/2020. CD Rates: Average APYs are based on certificate of deposit accounts of $25,000. High Yield Savings Rates: Average APYs are based on High Yield Savings Accounts of $10,000. Money Market Account Rates: Average APYs are based on Money Market Accounts of $10,000. Although the information provided by Informa Research Services, Inc. has been obtained from the various institutions, accuracy cannot be guaranteed. © 2020 Synchrony Bank. All Rights Reserved. Scroll to top...